These three spending rules can help find the balance between paying down debt and enjoying life. The 5% Cash Back Challenge encourages saving money and avoiding overspending with credit cards. Although many recommend cutting out all unnecessary expenses to pay off debt, personal finances can feel drudgery due to long-term deprivation. Instead, the author suggests implementing a 5% cash back challenge to reward themselves for progress towards their longer-term debt payoff goal.
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Summary
Article Name
Shop Guilt-Free with These 3 Simple Budgeting Shifts
Description
These three spending rules can help find the balance between paying down debt and enjoying life. The 5% Cash Back Challenge encourages saving money and avoiding overspending with credit cards.
Author
Susan Jane
Publisher Name
Forbes
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